Best Pet Insurance Companies 2022

It's no secret that Americans love their pets. Each year, US dog owners spend between $500 and $1,000 on their pups.

while cat owners spend approximately $600 a year, according to the ASPCA. These are not small numbers.

A good pet insurance policy can help mitigate unexpected and hefty vet bills

 and policies with wellness coverage may pay for all of a routine exam fee, plus prescription medication. 

If you struggle to pay for vet care or are just looking for a way to minimize your out-of-pocket costs, pet insurance may be worth the investment. 

We've evaluated six of the top pet insurance companies to help you decide.

Coverage type: Accident, illness, wellness Starting rate: $37 a month for dogs; $28 a month for cats Maximum annual coverage: $5,000 to unlimited Deductibles: $100 to $750 Pets covered: Dogs, cats

Figo 

Coverage type: Accident, illness, routine care Starting rate: $9 a month for dogs, $6 a month for cats Maximum annual coverage: $5,000 to unlimited Deductibles: $50 to $1,000 Pets covered: Dogs, cats 

Pets Best

Coverage type: Discount plan Starting rate: $10 monthly Maximum annual coverage: Unlimited Deductibles: None Pets covered: All: dogs, cats, birds, exotic animals, farm animals, small animals

Pet Assure

Coverage type: Accident, illness, wellness Starting rate: $72 monthly for dogs, $31 monthly for cats Maximum annual coverage: $20,000 Deductibles: $100 to $500 Pets covered: Dogs, cats

Pumpkin

Coverage type: Accident, illness, wellness Starting rate: $34 a month for medical coverage, $64 a month for complete coverage Maximum annual coverage: $10,000 to defined per condition Deductibles: $250 Pets covered: Dogs, cats, birds, exotic pets

Nationwide

Coverage type: Accident, illness Starting rate: $38 monthly for dogs, $24 monthly for cats Maximum annual coverage: $5,000 to $30,000 Deductibles: $200 to $1,000 Pets covered: Dogs, cats

Embrace