Best Credit Cards in 2022

Whether it's large welcome bonuses, fantastic rewards, or outstanding terms, the credit cards in the very top tier all possess unique features.

Not surprisingly, you'll need to have good or excellent credit to be approved for most of them.

Some of the best credit cards in our list provide long 0% intro APR periods; others give high rates of return of cash back on credit-card spending.

 low rates or no annual fees, review our current top picks below for the best major credit cards in 2022. 

Chase Freedom Unlimited®

U.S. Bank Visa® Platinum Card

Chase Sapphire Preferred® Card

Discover it® Cash Back

Discover it® Student chrome