Pradhan Mantri Suraksha Bima Yojana 2022: Pradhan Mantri Suraksha Bima Yojana is an accident insurance scheme. This scheme is proving to be very beneficial for the poor and low-income groups of society. (PMSBY) is supported by the Government of India. This plan provides accidental death and disability cover for one year.
This (Insurance Scheme) can be renewed annually! People in the age group of 18 to 70 years having a savings bank account are eligible to join this scheme. Death and disability due to accidents are covered under the plan. The family does not get the benefit of this scheme if the applicant commits suicide.
In this article Hayah-eg.com, we will give you full information about Pradhan Mantri Suraksha Bima Yojana 2022. so let’s start reading.
Pradhan Mantri Suraksha Bima Yojana 2022
In this Pradhan Mantri Suraksha Bima Yojana of the government, you have to pay the premium only once! This premium is paid at the end of May. In PMSBY, your premium will be automatically deducted from the bank on the date of 31st May every year. In such a situation, if you are taking advantage of this Pradhan Mantri Suraksha Bima Yojana, then it is important to have some amount in your account at the time of payment. Today we are going to tell you about such a special scheme of the Government of India, in which you can take advantage of facilities up to Rs 2 lakh by buying insurance of only Re 1!
The name of this scheme of the Government of India is Pradhan Mantri Suraksha Bima Yojana. A large number of people in the country are investing in this government’s insurance (PMSBY). You can take advantage of this plan by paying an annual premium of Rs.12. (Insurance Scheme) In such a situation, you have to invest only 1 rupee every month in it! Large-scale people in the country are troubled by poverty and many types of economic problems. In view of this problem and for the purpose of providing security insurance to poor families, the government had started this ambitious Prime Minister Suraksha Bima Yojana.
When did the scheme start
Pradhan Mantri Suraksha Bima Yojana was announced by the then Finance Minister Arun Jaitley in his annual budget 2015-16 on February 28, 2015. The objective of this scheme is to provide protection insurance to the vast population of India who does not have life insurance. Under this insurance scheme, accident insurance will be done at an annual premium of Rs 12. This (PMSBY) is for people in the age group of 18 years to 70 years. Pradhan Mantri Suraksha Bima Yojana is a type of accident insurance policy. Under which the sum insured can be claimed in the event of death or disability at the time of the accident.
What is covered under PMSBY?
- The risk coverage available in case of permanent total disability and accidental death is Rs 2 lakh.
- The risk coverage in case of permanent partial disability is Rs 1 lakh.
- insurance premium
- The premium payable in this Pradhan Mantri Suraksha Bima Yojana is Rs 12 per year per member! In which all taxes are included in the insurance scheme. This amount will be deducted from the customer’s account every year on or before 1st June through the auto-debit facility.
Accident cover can be terminated or restricted
- When the insured reaches the age of 70 years.
- If the bank account is closed
- If there is insufficient balance in the account to continue the insurance scheme
PM Suraksha Bima Yojana 2022
This Pradhan Mantri Suraksha Bima Yojana is already administered through PSGIC and other insurance companies. You can apply for this insurance scheme through SMS or net banking. You can also download the form from the official website! Submit it to your bank!
How to Registration Pradhan Mantri Suraksha Bima Yojana 2022
In order to register under the PM Suraksha Bima Yojana 2022, the account holder has to log in to the internet banking facility of his/her bank where he/she has a savings account. A person can avail of PM Suraksha Bima Yojana (PMSBY) through only one bank account. This plan has one year cover from 1st June to 31st May. Insurance scheme which has to be renewed every year through the bank. The premium amount in Pradhan Mantri Suraksha Bima Yojana is Rs 12 per year. Including all taxes! Which is deducted from the account of the insured person through auto-debit service on or before 1st June every year.