Jeevan Shiromani Policy LIC: If you want to secure your future and also want to make a safe investment! Then we have come up with a better option for you! You can earn a very good profit from LIC Jeevan Shiromani Policy! Actually, the Life Insurance Corporation of India gives a lot of benefits to the customers in this policy.

In this article, we will give you full information about Jeevan Shiromani Policy LIC. so let’s start reading.

Jeevan Shiromani Policy LIC

Jeevan Shiromani Policy LIC

Apart from this, savings are also available in the Life Insurance Corporation of India. Let us know how you can earn profit through this Jeevan Shiromani Policy! This is a limited premium paying the money back life insurance plan with a minimum sum assured of Rs 1 crore.

A limited premium plan means that for the number of years the policy is in force, the premium has to be paid for a lesser number of years. This policy is especially for those people whose earning is more.

This LIC Jeevan Shiromani Policy gives me a guaranteed additional bonus! And on depositing 1000 thousand, 50 rupees are added! For the first 5 years, an additional bonus is available at Rs 50 per thousand, after that Rs 55 per thousand!

Customers also get loyalty addition on this policy, ie LIC, on increasing the earnings, its benefit is also given to the customer.

Guarantee amount of Rs 1 crore

LIC Jeevan Shiromani Plan This is a non-linked plan. In this, you get a guaranteed sum assured of at least Rs 1 crore! Life Insurance Corporation of India keeps on providing many good policies to its customers to secure their lives.

Read full policy details

Jeevan Shiromani (LIC Jeevan Shiromani) table number 847 scheme was launched by LIC on 19th December 2017. This is a non-linked, limited premium paying money-back plan. This is a market-linked profit scheme.

Actually, this scheme has been specially designed for HNI (High Net Worth Individuals). Apart from this, you can also take the cover of diseases with the help of this plan (LIC Jeevan Shiromani Policy). Life Insurance Corporation of India 3 optional riders are also available in this policy.

This scheme provides financial assistance

LIC Jeevan Shiromani Policy provides financial assistance to the family of the policyholder in the form of a death benefit during the term. In this policy, the facility of payment has been given during the stipulated period in case of survival of the policyholders. Apart from this, a lump sum amount is also given on maturity.

survival benefit process

Survival Benefit i.e. fixed payment is made for the survival of the policyholders. Under this, the payment process is done!

  • 14-year policy -10th and 12th year 30-30% of Sum Assured
  • 16-year policy -12th and 14th year 35-35% of Sum Assured
  • 18 year policy-14th and 16th year 40-40% of Sum Assured
  • 20 Year Policy-16th and 18th Year 45-45% Sum Assured

Jeevan Shiromani Policy

The best thing about the LIC Jeevan Shiromani policy is that the customer can take a loan against the surrender value of the yojan during the policy term. But this loan is only on the terms and conditions of the Life Insurance Corporation of India. Policy loan is available on the basis of interest rate fixed from time to time. In this Jeevan Shiromani Plan, you will get a minimum sum insured of Rs 1 crore!

Maximum Sum Assured by the Corporation – There is no limit! The term of this Jeevan Shiromani policy can be 14, 16, 18, and 20 years. The premium has to be paid by the customer during the policy term up to 4 years. The minimum age for LIC Js Policy entry is 18 years! And 55 years for a 4-year policy! 51 years for a 16-year policy! 48 years for an 18-year policy! The age limit has been fixed at 45 years for a 20-year policy.

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