Best Business Credit Cards 2022 Choosing a credit card for your business can be tricky. Business cards use a similar rewards structure to consumer cards, but provide benefits back for spending categories like office supplies, phone service, internet advertising, and other common business expenses. They’ll also let you add employees as authorized users.

Detailed tracking of your expenditures and cash flow can help narrow down the best cards for your business. How much you spend and where you spend it will be big factors in deciding which card works best for you. Best Business Credit Cards 2022

Note: Business credit cards are different from corporate credit cards. Corporate cards from large employers are usually intended for work-related expenses, while business credit cards have a wider range and are generally targeted at business owners and entrepreneurs.

In this article hayah-eg.com, we will give you full information about Best Business Credit Cards 2022. so let’s start reading.

Read on to find the best business credit cards with the lowest fees and the biggest perks.

Best Business Credit Cards 2022

Best Business Credit Cards 2022

Ink Business Cash® Credit Card

Our Take

Best Business Credit Cards 2022 The Chase Ink Business Cash offers most businesses the most value overall. The rewards program is very strong, netting you 5% cashback on common business expenses — up to $25,000 in spending at office supply stores and internet, phone, and cable services per year. You’ll also earn 2% back on the first $25,000 spent at gas stations and restaurants each year. To round it out, you’ll earn 1% on all other purchases. You also get a competitive introductory APR and welcome bonus.

Ink Business Unlimited® Credit Card

Our Take

If you’re spending less on office supplies and telecommunication services, the Ink Business Unlimited Credit Card is a good option that earns you 1.5% cashback on all purchases. (Best Business Credit Cards 2022) You can also take advantage of 0% intro APR financing on purchases for the first 12 months after account opening (13.49% to 19.49% variable APR thereafter), making this a good option if you need to cover some upfront costs when getting off the ground. The welcome bonus is identical to that of the Ink Business Cash, as well.

American Express Blue Business Cash™ Card

Our Take

The Blue Business Cash credit card from American Express has two features that stand out: It has the highest flat cash-back reward rate of all the no-annual-fee cards we evaluated, and it has automatic reward redemption. The first feature speaks for itself, but the second is sneakily awesome. (Best Business Credit Cards 2022) Most credit cards require you to log in and manually redeem points or miles when you hit a certain threshold (such as 2,500 points or $25). The Blue Business Cash card, in contrast, automatically applies your cash rewards to your account, so you save money without even thinking about it.

This card offers all of the standard features you want in a business credit card: up to 99 employee cards for no additional charge (see rates and fees) and an account manager, spending summaries organized by category, and the American Express Business App, which helps manage receipts.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Ink Business Preferred® Credit Card

Our Take

Best Business Credit Cards 2022 The Ink Business Preferred® Credit Card offers categorized points that may be ideal for certain business owners. This card’s large welcome bonus and high rewards rates for businesses with large ad budgets (with social media sites and search engines) and shipping expenses make this card another option worth considering. Points are valued at $0.01 each when redeemed for cash back, so you’ll earn 3% back on these categories — as well as on the internet, cable and phone services, and travel purchases (on up to $150,000 in combined purchases each account anniversary year).

American Express® Business Gold Card

Our Take

If you travel often for your business, the American Express® Business Gold Card earns you 4x points on the two categories where you spend the most each billing cycle (including categories such as airfare purchased directly from airlines, U.S. gas station purchases, and dining expenses at U.S. restaurants) on up to $150,000 in combined purchases each calendar year, then 1x. This card is also worth considering if your company spends a decent amount on TV or radio advertising.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

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